The applicant must possess an electronic national ID card
The applicant must be able to provide the required collateral
The applicant must be over 18 and under 60 years of age
The size of the business must be proportionate to the requested financing amount
The applicant must have a stable and permanent residence, preferably an owned property
The applicant must have a good reputation and must not be related to any employee of the institution up to the fourth degree of kinship
The applicant must not be an active client of any other financing program or institution and must not have any outstanding obligations or debts that they are unable to repay
